We are there for everyone with a drive to move forward. Our consumer and business clients value our financial products and services, our expertise and digital knowledge. We offer them future-proof solutions – in a personal and socially responsible way. We want to be a personal bank in the digital age. A bank that shapes and enables the transition to a more sustainable society, together with our clients and partners. We have the ambitions, the people, the plans and the conviction. And although we’re making headway in some areas, we know very well that we can do much more, and can do it much better. We are working to shape our culture, after all, at the end of the day that will help us get the best out of ourselves and will enable us to turn our ambitions and plans into meaningful results – for our clients, our shareholders and society at large. Our core values of care, courage and collaboration mould our culture. We are looking to live these values in everything we do, for our clients and for each other. It is through our values that we connect and that we are able to create an environment where everyone can be themselves. As a result, we enjoy working together, always wanting to stretch ourselves, and we’re keen to go that extra mile time and again. That’s important in a challenging environment where change is all around us and expectations are high.